Is there really a secret to personal finance? Some say the key is not going into debt. Others would add that if you're already in debt, then lower your exenditures so that you can pay it off. Stil…

If we all made one resolution – to improve our personal finances, at the beginning of each new year, many of us would be out of debt and on the road to financial freedom. After reading countless repor…

Buying property with your IRAcan be an investment option. You can consider all forms of real estate: commercial, residential, rental, commercial, and even raw land. Because of the regular upkeep of re…

Personal finance management can be a difficult task. In many cases, mismanagement of your personal finances can lead to bankruptcy. RSM Tenon has recently been awarded as the Personal Insolvency Pract…

If you are paying home mortgages on a 15-year term for example, don't try to bring it down to a 10-year term. Yes you will be debt-free sooner but you will end up with less liquid money. Then in t…

Annuity referred in the United States is an arrangement that has been agreed by two parties. This can be two individuals or two groups of individuals. In most cases, an annuity is referred to when the…

Social security is a term used to refer to your personal finance assistance. Assistance can be in many forms, including social welfare, insurance or an emergency fund that is saved up in case anything…

When managing our time and money, we often fall into a pattern of having sleepless nights and headaches thinking over our personal finances. However, writing up a to do list can really effective assis…

bank fees, bank feesYou think the era of bank fees has come and gone? You got another thing coming! Just when one set of bank fees is banned, a whole new set comes up!!!.

In August, the Card Act di…